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The Safety Net or the Snag? Understanding Medicare in Long-Term Care Planning 2026


  • City:
  • Start Date:2026-04-15 09:00:00
  • End Date:2026-04-15 12:15:00
  • Length:
  • Level:Intermediate
  • Topics:Elder

$299.00 ProPass

This program is eligible for 3 hours of CLE credit in 60-minute states. In 50-minute states, this program is eligible for 3.6 hours of CLE credit. Credit hours are estimated and are subject to each state’s approval and credit rounding rules.

Overview

Health care and long-term care are often assumed to be one and the same—but in practice, they are not, particularly when it comes to how each is paid for by insurance, government benefits, and the individual receiving care.

A core challenge in elder law is anticipating and managing the cost of long-term care, sometimes to the exclusion or minimization of health care considerations. Yet reconciling these two systems is anything but simple, and missteps can have serious financial and planning consequences.

This presentation examines how individuals who are receiving long-term care access and pay for health care. Specifically, it will:

  • Distinguish between the concepts of health care and long-term care in the United States
  • Explore how each is financed, with particular attention to the differing roles of Medicare (health care) and Medicaid (long-term care)
  • Highlight the critical role health care benefits play in developing a comprehensive and effective plan for a client’s—and one’s own—long-term care needs

Faculty

William McKendree, JD, MPA

For over 25 years, Bill McKendree has worked to realize a simple notion: That every individual, regardless of their circumstances, can access all of the care they need to live a healthy and productive life. Currently, Mr. McKendree is executive director of the Pennsylvania Healthcare Benefit Solutions Program, a 501(c)(3) non-profit agency helping people access affordable healthcare services through counseling, education and advocacy. Prior to his work at PHBSP, Bill was program manager for Allegheny County’s APPRISE office – helping residents of Allegheny County navigate the complexities of state and federal healthcare benefit programs. And before running Allegheny County APPRISE, he was director of the Pennsylvania Center for Aging Services, assisting Pennsylvania’s seniors access medical, legal and social services. In addition to his work at PHBSP, Bill teaches at the University of Pittsburgh’s School of Pharmacy and is preceptor for the School’s Experiential Learning Program. He also teaches classes on health law and health care policy at Penn State University, La Roche University and Carnegie Mellon University.


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