Electronic Signatures Under the Microscope: Understanding the E-SIGN Act and UETA 2026

Andrew M. Milz is a trial lawyer at Flitter Milz, PC with offices in suburban Philadelphia, Scranton, and Cherry Hill, NJ (www.consumerslaw.com). Andy represents ordinary folks victimized by consumer finance fraud, inaccurate credit reporting, wrongful repossessions, and civil rights abuses in individual and class action matters. He has been chief counsel in over two dozen trials in state and federal courts, including civil jury trials in nearly every federal court in the Third Circuit; his four punitive damage awards in consumer protection cases are the most in the Pennsylvania federal courts (per Lex Machina). Andy has been certified as class counsel in no less than three dozen class actions, and has been appellate counsel in numerous cases of first impression in state and federal appeals courts. Andy is a contributing author to Carter, et al., Pennsylvania Consumer Law (Bisel Pub. Co., Supp. 2023) and treatises published by National Consumer Law Center (“NCLC”) including Carter, Milz, et al. Repossessions (NCLC 2021), the definitive treatise on the subject. He lectures nationally on consumer and class action law, and is an active member of the National Association of Consumer Advocates (“NACA”) and the Trial Lawyers College in Dubois, WY. Andy has been recognized in Super Lawyers magazine for eleven straight years. In 2022, Community Legal Services of Philadelphia awarded Andy and his firm an Equal Justice Award recognizing their excellence in consumer protection law and history of assistance given to low-income consumers. Andy is a cum laude graduate of King’s College (BA), the University of Scranton (MA), and Temple University’s Beasley School of Law (JD). He teaches Consumer Law and Litigation at Temple Law School in Philadelphia.